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It all comes down to Treasury. At the end of the day, a business cannot survive without profits. Rocket science, I know. But here’s the thing, the cash that is sitting in cash drawers or in a smart safe at the POS, or in the back office 24 hours a day, that’s “dead” cash for a retailer. This is cash that could be accounted for and gaining interest in the bank or waiting for your next meaningful investment. And while we might not be developing rockets at APG, with the SMARTtill® Cash Management Solution your profits can really soar. The SMARTtill® Solution reduces the amount of dead cash and delivers cashier accountability electronically, eliminating the need to have spare tills full of cash kept in back office safes. Instead, with the use of predictive analytics, you can optimize your float for busy, high traffic periods and store promotions. When properly paired with data analytics, retailers can also utilize the cash data gathered to renegotiate insurance contracts, minimizing the frequency of armored car services, or Cash In Transit pick up costs. Predictive analytics can also reduce the number of cash pickups and deliveries, especially during slower seasonal periods, saving retailers hundreds per month, per location. If we think back on the powerful data that the SMARTtill® Solution provides, this information can be used as an invaluable labor and cost-saving tool, which, you guessed it, increases your profitability. You see, the 4 pillars of the SMARTtill® Solution work together seamlessly, constantly orbiting one another like satellites in space. Our engineers have developed a solution that can support your specific business intelligence needs. And even though we won’t be going into space anytime soon, here at APG we believe your cash management should revolve around you, allowing your business to soar to new heights.

Hecho: El efectivo representa el 30-45 % de todas las transacciones mundiales. ¿Cuáles son los objetivos y desafíos de sus puntos de venta? ¿Tiene problemas a la hora de gestionar el flujo de efectivo? ¿Problemas con la merma de efectivo? ¿Problemas con el desperdicio de horas de trabajo de los empleados? ¿Contratiempos con el aumento de la tasa de trabajo relativos al aumento de las tarifas de trabajo, así como a la hora de encontrar mano de obra cualificada y gestionar los costes operativos? Los minutos y las horas dedicadas físicamente a contar y mover efectivo resultan ineficientes. Esto genera un callejón sin salida en los Puntos de Venta, que afectan al servicio de atención al cliente, provoca abandonos de sus clientes perjudicando el resultado final. La pérdida de efectivo es una de las preocupaciones principales de los profesionales del sector minorista, desde supermercados, pasando por restaurantes de servicio rápido, hasta estaciones de servicio y tiendas de conveniencia. Al final del día, la mayoría de las veces, el recuento de la caja rara vez coincide con los ingresos esperados. Cuando varios cajeros utilizan el mismo punto de venta, puede resultar imposible identificar la causa del problema, ya sea un error del cajero o un robo. No todas las discrepancias son iguales y no todos los ladrones llevan máscara. Pero ¿qué pasaría si tuviese los datos necesarios para proporcionarle una visibilidad total del efectivo de sus TPV Puntos de Ventas? ¿Qué pasaría si pudiera contabilizar todo el efectivo de su establecimiento desde el momento de la venta o ingreso del efectivo hasta el momento en que se efectúa el ingreso en el banco? En APG Cash Drawer, tenemos una solución para usted. Le presentamos la solución de gestión de efectivo SMARTtill®. Una verdadera revolución en la gestión de efectivo, que permite a los minoristas erradicar la pérdida de efectivo, reducir los costes de la laboriosa gestión de efectivo, y permite mejorar el servicio de atención al cliente de sus establecimientos. La solución SMARTtill® registra todos los valores y actividades movimientos de efectivo con sus diferentes denominaciones localizándolos de su ubicación en tiempo real, sin interrumpir las transacciones de los clientes. A continuación, envía la mencionada información al back office, lo que permite a los gerentes obtener información en tiempo real sobre el efectivo disponible, así como visibilidad total del efectivo en los diferentes puntos de ventas del TPV. Esta información se puede consultar en cualquier lugar, incluso desde tablets y dispositivos móviles. En las líneas de caja, a nivel de tienda y regionalmente, así como en las sedes centrales o a nivel de empresa. Nadie tiene tiempo para revisar minuciosamente horas y horas de imágenes de vigilancia. Y ahora ya no tendrá que hacerlo. Reciba alertas instantáneas cuando se produzca una discrepancia. Deje que la solución de gestión de efectivo SMARTtill® sea su elemento disuasorio personal frente a robos, proporcionando datos fiables en base a los que actuar. Sepa cuánto efectivo hay en sus cajas en todo momento. Vuelva a poner el dinero “muerto” en circulación e inviértalo en lo que considere oportuno. La solución SMARTtill® le proporcionará los datos necesarios para tomar decisiones rápidas y precisas, relacionadas con su negocio, que beneficiarán en gran medida sus resultados. En APG Cash Drawer, entendemos los retos a los que se enfrenta en lo que a la gestión de efectivo respecta y, con la solución SMARTtill®, sus empleados y la dirección, gozarán de tranquilidad, grandes ahorros en costes laborales y más tiempo para disfrutar de la vida. La solución SMARTtill®: gestión del manejo del efectivo simplificado.

Dollar. Euro. Pound. Franc. Cash, the lifeblood of any business. But what is it worth if that cash cannot be managed in an efficient and seamless manner? What does it matter if cash loss is to be assumed as inevitable? What does it matter if your operation’s cost seems to forever spiral up? At APG, we’re here to tell you that yes, it does matter, and we have a solution, The SMARTtill Cash Management Solution. For years, businesses have manually counted their tills, manually calculated float preparation, maintenance, and reconciliation. Businesses—maybe yours—have overpaid for unnecessary Cash In Transit. They’ve lost time and money due to laborious till checks, balances, and loss prevention accommodations. With APG’s SMARTtill Cash Management Solution, these areas of financial concerns, such as cashier errors, cash visibility, control, and cash investigation time are remedied. The time spent researching cash loss is reduced from hours to minutes, equating to the reduction of cash loss by up to 90%. Reduce labor hours by up to 75% and reallocate them to customer-focused activities. If you’re keen to continually grow and expand upon your business success, as I’m sure you are, consider a new way of managing your cash. Let us assure you, this is only the beginning of what our Cash Management Solutions can offer.

The labor pool is shrinking and labor rates are escalating, causing retailers to lose hundreds of man hours required to operate a store. APG Cash Drawer understands these and other cash management challenges and has developed the next generation of cash management solutions. The newest member of our product family, the SMARTtill® Cash Management Solution, is a revolution in cash management, enabling retailers to eradicate cash losses, reduce the cost of cash handling, and improve in-store productivity. The SMARTtill® Solution does this by capturing, in real-time, all cash activity and denominations at its location, all without interrupting the customer transaction. This information is sent to the SMARTtill® Cash Manager Software, allowing managers to get real-time cash-on-hand information and full cash visibility at the POS.

At RetailNOW 2015, APG was honored to host a panel of retail industry thought leaders. This session included commentary from 403 Labs, Datacap Systems, Heartland Payments, Honeywell, ID Tech, and Epson. This session highlighted tablet POS and how to address traditional peripherals, EMV & PCI needs. The age of tablets for POS is here. Retailers are trying to figure out how to manage traditional POS peripherals within a mobile setting while creating a more personalized checkout experience for their customers. RetailNOW conference participants had the opportunity to attend multiple educational sessions and to connect with some of the leading minds within the retail space.

Think about it, $1.63 trillion dollars in cash is currently circulating the US Market, according to the US Federal Reserve. While owners of restaurants, small retailers, and concession stands may not understand the value of cash drawers, the influx of cash suggests otherwise. Your customers need to understand the importance of cash use and trends, as a large segment of consumers remain reluctant to trust cyber payment options and banking relationships. APG’s Vasario product family of cash drawers are just the right POS solutions your customers either need or want. Our In-house testing facility has shown our Vasario product doesn’t miss a beat. They’ve been tested to last for over 1 million transactions and are cost-effective without sacrificing quality. You can be confident that your customers will be satisfied with the customer service and experience they deliver while using APG’s Vasario cash drawer solution.

APG cash management would like to introduce the SMARTtill Solution with SMARTtillConnect Middleware and the back-office cloud platform, CurrentSee. SMARTtill Connect allows quick and easy integration to communicate with the intelligent cash drawer. At log-in, cashiers will instantly know the float amount in their lane. Let’s look at a cash transaction. Here we have a total cash amount of $4.16. By providing real-time cash transaction data to the middleware, discrepancies can immediately be displayed to alert the cashier. In this transaction, the cashier inserts $10 and mistakenly only takes out $5, to create a total discrepancy of 84 cents. If there is a total discrepancy at the time of logout, cashiers will be prompted to resolve their discrepancies. If the cashier is not able to resolve the discrepancy, they can validate it and end their shift. Now that our cashier’s shift is over, let’s take a look at CurrentSee, APG’s back-office cloud platform. Store owners and managers will be able to view cash transaction data from any web browser on a PC or mobile device. This is our store dashboard where we can see combined cash transaction data from each lane. You can see the current float total, total store discrepancy, drawers with discrepancies, and much more. Let’s go look at the cashier shift from earlier today. Multiple pieces of data are recorded for each transaction. We see the type of transaction and beginning float total in Start Shift ID number 188 shows a sale by cashier 10 for $4.16, where we had a total discrepancy of 84 cents. The manager can now check CCTV at the recorded time for lane one. At the end of the shift, we can see the float total as well as the total shift discrepancy. There are many more reports provided by CurrentSee that empower retailers to better manage their cash. When combined, SMARTtillConnect and CurrentSee provide a solution to gain the full benefits of the SMARTtill Intelligent Cash Drawer. For more information, go to www.apgcashmanagement.com.

Did you know convenience stores in the US process 160 million transactions a day? This means $1 in every $31 spent across the U.S. economy takes place in a convenience store. Last year, convenience stores in the United States captured $600 billion in total sales – projected to increase by 3% at the end of 2018. With close to $350 billion of 2017’s total sale of all transactions generated in C-stores being cash, retailers will require a more robust POS solution to assist with better managing and processing cash at the front-end as well as the back office of their stores. According to a Retail Fraud Study, cash shrinkage in convenience stores and gas stations accounted for $4.5 billion because of mismanagement, theft, fraudulent activities, and accounting errors. APG’s revolutionary SMARTtill® Cash Management Solution helps you to virtually eliminate your cash losses by providing very granular insights into transactional discrepancies causing your cash losses. In addition, the SMARTtill® Solution eliminates manual till counts and dramatically reduces the cost of cash handling. The time that cashiers spend counting and reconciling their drawers and managers spend on identifying cash loss will be greatly reduced. Associate productivity will improve, and those saved labor hours can be redeployed to more profit-generating activities in your stores. Also, APG’s Series 4000 and 100 cash drawer solutions provide seamless transactions and longevity for your retail landscapes. Time is money for most customers, why not offer them exceptional convenience through your day-to-day operations to keep them coming back.

Consider:

• $1.6 trillion in cash currently circulates the US Market
• Cash represents 30 – 45% of all global transactions
• 55% of small businesses prefer cash transactions globally
• 7 in 10 people use cash for in-store purchases globally
• Cash losses cost US businesses $55 billion annually
• Retailers in the US spend $5.9 million per year on cash mismanagement and operational inefficiencies

As a retailer, how do you capture and manage cash at the point-of-sale? What do you do to eliminate wasted labor hours and increase employee and store productivity? Is there a POS solution that can alleviate these problems in your retail business? Yes, the SMARTtill® Cash Management Solution is a new revolution in cash management, enabling retailers to reduce cash losses, reduce the cost of cash handling, and improve in-store productivity. It is an innovative cash management system suitable wherever cash is transacted. It offers benefits at the POS and across an entire enterprise in: Operations, Loss Prevention, Treasury, and data analytics.